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Automated bank reconciliation that puts the exceptions first

Finday.ai matches bank transactions to invoices, payments, expenses and journals, so your finance team can spend its time on exceptions and review.

Talk to us about reconciliationSee common questions

BCA reconciliation

May 2026

412 / 415 matched
  1. 21 MayTRF PT SINAR ABADIRp 4,717,500MatchedINV-0921 · PT Sinar AbadiRp 4,717,500
  2. 22 MayQRIS SETTLEMENTRp 12,380,000MatchedQRIS sales 22 MayRp 12,380,000
  3. 24 MayBANK ADMIN FEERp 6,500Not in the ledger yet. Suggested entry: bank charges

3 exceptions sent to a finance expert for review

Illustration · sample figures

Less repetitive manual work

AI matching gives your team candidate transactions to start from, instead of a blank sheet.

  • Bank statements
  • Invoices
  • Payments

Start with what doesn't match

Your team can focus on transactions that don't match, look duplicated or need more documents.

  • Unmatched items
  • Duplicate checks
  • Approval

Matching with business context

Bank transactions can be matched to documents, invoices, vendors, customers and accounting rules, so your team doesn't check them one by one.

  • Bank statements come in as the source for reconciliation.
  • Possible matches are flagged for review.
  • Exceptions are prioritized so they don't hold up the close.

Reconciliation that feeds your reports

The reconciliation output helps get balances, outstanding items and adjusting entries ready for the month-end close.

  • Outstanding receipts and payments are easier to follow.
  • Adjusting entries can be prepared with approval.
  • An audit trail makes internal review easier.

Before you start

What we agree on with you before any work begins, so the scope and who is responsible for what are clear from the first month.

Source data, matching and differences

Prepare statements for the same accounts and period as your ledger, invoices and payment records. The statement format, currency and account mapping are confirmed during setup.

  • Match on date, amount, party and reference, and treat every match as a candidate for review.
  • Separate out duplicate transactions, bank charges, combined or partial payments and date differences.
  • Never delete a difference just to make the balance agree. Keep unresolved items open, each with a person responsible for clearing it up.

Example: an exception before the close

An illustration: a payment on the bank statement is smaller than the invoice because of a bank charge. The reviewer checks the reference, identifies the difference and approves how it is booked before the period is finalized.

  • Confirm the outputs: a list of matched transactions, outstanding items, and draft adjustments if they are in scope.
  • In the demo, ask to test a sample statement, a partial payment and one duplicate transaction.
  • A direct bank connection, support for every format and automatic posting to your ERP have to be confirmed separately.

Frequently asked questions

Anything else, ask us directly on WhatsApp.

Is Finday.ai's bank reconciliation fully automatic?

Matching and exception detection are automated. Important transactions can still go to review before they are final.

Can I use it with the accounting software I already have?

Yes. Reconciliation can run as a step before data enters your accounting system, or be set up around the system you already use.

Is data posted to our accounting system automatically?

Not without approval. Finday.ai prepares drafts and syncs data based on your setup, and postings go through an approval step first, so someone reviews the data before it is posted or finalized.

Are all bank statement formats supported?

Formats and data access are checked during setup. Send an anonymized sample statement so we can confirm that dates, amounts, references and currency can be mapped. A direct connection to your bank is not included by default.

See all FAQs

Provider and accountability

Finday.ai is operated by PT Macro Solusi Nusantara. Every piece of work has a clear split of roles, and nothing is posted without your approval.

Who does what

Finny, the AI accountant
Reads the documents you send, prepares draft journal entries, reconciliations and calculations, and flags differences that need a check.
A Finday finance expert
Reviews Finny's drafts, answers your questions and is accountable for the work within the agreed scope.
You
Confirm the source documents are correct, then approve postings, reports and payments on desktop or mobile.

PT Macro Solusi Nusantara

Jl. Permata Regency, Jl. H. Kelik No. D/37RT.1/RW.6, Srengseng, KembanganKota Jakarta Barat, DKI Jakarta 11630
Legal and privacy
legal@helomacro.id

Related pages

Start with a few of your own transactions.

Tell us about your business on WhatsApp and share a few anonymised sample documents. We show you the scope of work and who reviews it before you decide.

Talk to us about reconciliationCreate account
Finny from Finday.ai